If you’re a landlord or a tenant and are preparing for, or are currently facing, a landlord and tenant dispute, then you’re probably thinking about your legal fees. We understand how daunting this can be, so that’s why we’ve dedicated ourselves to providing comprehensive legal loans with payment plans designed to reduce your financial concerns. Focusing your efforts on the case is what matters, not whether or not you can afford the legal fees.

Which legal loan is right for me?

Our payment plans vary in scope and scale, with each one expertly tailored to meet your specific situation. Take our LawPlan Classic option for example; it is created for people in need of proper legal representation without significant assets. LawPlan Classic enables access to a quality legal loan through a cost-neutral payment solution, meaning you may be able to pay it back interest free for the first 12 months. Getting a legal loan to secure the correct lawyer can be essential in resolving your landlord-tenant dispute effectively and efficiently. Not doing so is a potential pitfall involving spiralling lawyer fees and even legal misrepresentation. Start with a Legal Cost Finance payment plan today, or for more information on our legal loans, contact our dedicated experts on 020 3376 1888.

At Legal Cost Finance, we understand that landlord-tenant disputes are often complicated and expensive processes. Choosing one of our legal loans means you can stop worrying about the financial side of things and focus instead on resolving the dispute with confidence. Our finance team will give you all the legal loan information you need, so you can get a platform to start building your case upon. With a Legal Cost Finance payment plan, you can rest assured knowing that we will always pay your lawyer’s fees in full and on time.

Resolving landlord and tenant disputes

We know that landlord and tenant disputes can escalate very quickly, which makes it imperative to connect with an experienced legal advisor. Property law encompasses a wide range of issues including repair & maintenance, tenancy agreements and rent review disputes, with each issue representing a different challenge that requires expert insight. Our aim at Legal Cost Finance is to help you overcome the myriad challenges of property law through access to effective legal representation.

The complex legal issues of property law make it a potential minefield of messy litigation cases, cases that can incur substantial costs. In fact, one of the main worries for individuals dealing with property law is the financial strains it can generate. Our aforementioned payment plans vary in their scope and coverage, but each is tailored to help you cover your legal loan so you can get the support you deserve – without the need for large up front payments. A legal loan from us gives you access to quality property law solicitor, one who can guide you through the entire process from start to finish, giving you the breathing room to focus on the things that matter.

Frequent tenant disputes

Tenant disputes often appear when a tenant fails to pay their rent or breaks a condition in the tenancy agreement. Property repairs and/or damage are leading causes also, as are issues such as rent increases and deposit returns. It is important for both landlords and tenants to gain an understanding of these issues in order for them to better approach a property law case. As well as information on our convenient payment plans, our team of experts can help explain the ins and outs of specific issues, ensuring that neither party enters a property law dispute without the correct information.

Damage to property

Currently, the law states that tenants are not obligated to pay for the ‘normal wear and tear’ caused by everyday living, but there are exceptions. If a tenant causes damage beyond what is considered reasonable, a landlord may be able to claim back for costs incurred. This also includes damage that occurs as a result of pets; landlords are within their right to deduct an appropriate amount from the deposit of a tenant, or alternatively ask them to fund repairs. Examples of normal wear and tear include:

  • Carpets fading due to sun exposure
  • Dings or scrapes on a wooden floor
  • Bathroom fixtures fading
  • Worn countertop
  • Plaster cracks
  • Dirty window

Distinguishing between ‘wear and tear’ and damage should be an act of common sense, but for the sake of clarity here are a few examples of damage caused by a tenant:

  • Damage to a door through forced entry
  • Torn curtains, blinds or wallpaper
  • Broken locks
  • Broken tap handle
  • Significant scratches or gouges on a wooden floor
  • Ceiling stains from overflowed bath

If you need more information, our experts are more than happy to provide help. Call us on 020 3376 1888 today.

Property access rights for landlords

A landlord cannot enter a property without prior consent. Throughout the tenancy period, it is prohibited for a landlord to enter the premises without the permission of the tenant. It is acceptable to enter in order to carry out maintenance such as repairs, but the notice period of 24 hours must be respected. In the case of unsolicited property entry, a tenant can enact the Landlord and Tenant Act 1985 to start the legal process. The Office of Fair Trading (OFT356) states that:

“We would object to a provision giving the landlord an excessive right to

enter the rented property. Under any kind of lease or tenancy, a landlord is

required by common law to allow his tenants ‘exclusive possession’ and

‘quiet enjoyment’ of the premises during the tenancy. In other words, tenants

must be free from unwarranted intrusion by anyone, including the landlord.

Landlords are unfairly disregarding that basic obligation if they reserve a

right to enter the property without giving reasonable notice or getting the

tenant’s consent, except for good reason.”

Harassment of a tenant by the landlord also falls under these guidelines and tenants are well within their right to seek legal assistance if such an issue occurs. Using abusive or threatening behaviour towards a tenant is a criminal offence and is punishable under property law.

Tenant Evictions

There are a number of situations in which a landlord can legally evict a tenant from their property. These include serious rent arrears, exceptional damage to property and the expiration of a fixed term agreement where the landlord does not wish to renew it. It is imperative for landlords to adhere to the correct process in order to avoid any troublesome legal disputes. Property law (specifically Section 21 of the Housing Act 1988) states that landlords must offer tenants a minimum of two months’ notice of their eviction. This is referred to as a Section 21 notice. If in the unfortunate situation that a tenant remains in the property after the notice period ends, landlords may choose to take the issue to the courts and apply for a possession order. The courts in this case may grant a possession order and if the tenant continues to remain in the property, then a county court can arrange bailiffs to repossess the property.

Ideally this is a last ditch solution, but if you find yourself in a tenancy dispute you should consider a quality legal loan to help fund your case. Choose one of our payment plans today and help resolve your property law case with confidence. 

Commercial Disputes

  • Breach of terms
  • Repair and Maintenance
  • Dilapidation claims
  • Commercial rent arrears recovery (CRAR)
  • Service charge disputes/ Deposit recovery
  • Break Clauses
  • Forfeiture and possession
  • Rent review disputes
  • Lease renewal disputes

Residential Disputes

  • Breach of terms
  • Possession claims
  • Deposit protection/recovery
  • Harassment
  • Service charge disputes/recovery
  • Eviction

We provide payment plans to cover your legal costs, so you can get the legal support you require – without the need for large up front payments.

Your legal process can involve negotiation, litigation or alternative dispute resolution (such as arbitration or mediation).

We will connect you with a lawyer who specialises in landlord and tenant matters and who is right for your individual circumstances.  If you have already appointed a lawyer, we can still offer you a payment plan solution and will make all the necessary arrangements with your lawyer on your behalf.

How can we help?


Legal Advice

Case management

Our mission is to make your life easier by servicing your loans for legal fees through convenient and affordable payment plans. Not sure what LawPlan suits you best? We have built a questionnaire for you to find out.

Read more about our payment plans here

Need a lawyer? We offer top solicitors and barristers, and actually take our time to ensure you have the right legal representation for your specific case.

Click here for free advice and assistance

We have a team of dedicated case managers who will guide you through your legal journey and ensure you’re not wasting money on legal costs and making the right strategic decisions.

Click here to get in touch or call 020 3376 1888

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Which plan is for you?

Whether you’re an individual or a business, we have a plan that’s right for your specific requirements and circumstances


  • If you have limited access to funds, this plan may be for you.
  • Unsecured financing, in both contentious and non-contentious cases.
  • Cost-neutral payment plans available with no interest payable for the first 12 months.


  • If you simply prefer to spread your costs by instalments.
  • Secured and unsecured financing options.
  • Available for individuals and businesses with contentious and non-contentious legal matters.


  • If you have assets, but have limited access to funds.
  • Innovative financing alternative enabling you to pay at the end of your legal matter.
  • Proceed confidently and affordably without giving up large portions of your settlement.

Request a call back

To discuss your legal matter and our ‘payment plans’ for legal costs, please contact us now on 020 3376 1888, or request a time for us to call you back.

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