If you are currently facing, or are likely to face, a motoring offence charge, you should be aware of the potentially high costs of a legal case. Depending on the severity of your motoring offence, you might be looking at a lengthy legal process that could incur severe financial strains. At Legal Cost Finance, we believe in helping you manage the legal fees of a motoring offence case. That’s why we offer a range of comprehensive legal loans and payment plans designed to help you pay your legal costs in manageable instalments. Each plan is carefully tailored to help ease your financial worries during these stressful times. Choose a payment plan from Legal Cost Finance for fast and effective cover for your legal fees. Contact us today on 020 3376 1888 for more information on how we can help.

Which legal loan is right for me?

Exactly which legal loan or payment plan you need depends on your financial situation. If you’re involved in a motoring offence case without significant assets, you might want to consider LawPlan Classic. It is a flexible payment solution designed to help you approach your motoring offence case with confidence. We’ll help you pay your motoring offence lawyer’s fees in full and on time, giving you the breathing room to focus on the case itself. Get started with a payment plan today or find out more on 020 3376 1888.

Depending on the nature of your motoring offence, you might be looking at something as simple as small fine, or a full-blown court case involving substantial legal costs. For example, if you’ve decided to plead not guilty to a motoring offence charge, your case has the potential to last a while. Of course this means you’re now facing the daunting prospect of escalating legal costs. Legal Cost Finance’s legal loans and payment plans will help you fund your motoring offence case with ease.

Motoring Offence information

New sentencing guidelines from the Magistrates Courts came into effect in April 2017, changing legislation on penalty points, driving bans and other aspects relating to motoring offences. Because of this, seeking the latest information on motoring offences is important in order for you to understand what you’re up against. The landscape of motoring offences is always shifting, so being clued in on the numerous intricacies can go a long way in helping you grasp the potential outcomes of a legal case.

What to do when charged with a Motoring Offence?

In the unfortunate situation of receiving a motoring offence ticket, fine or driving ban, it is essential to remain calm. Knowing what happens in the aftermath of a motoring offence charge is important; first off the prosecution must provide sufficient evidence for a conviction. In the event they prove you did commit a motoring offence, you will be given a date to appear in court. Generally speaking, cases involving motoring offences such as speeding or drink driving will be heard in front of the Magistrates Court, but a dangerous driving charge can be tried in the Crown Court before a jury. Being charged with dangerous driving carries the very real possibility of losing your driving license, a potential nightmare if you use your vehicle for daily travel. You could also be facing jail time, depending on the severity of your dangerous driving charge. If this is the case, you’ll need to seek quality legal representation and our legal loans can help you get just that.

Road Traffic Offenders Act 1988

Every motorist must abide by the laws set out in The Road Traffic Offenders Act 1988. In some cases, motorists can settle out of court by paying the fine, whilst others may require a court hearing in front of either the Magistrates Court or Crown Court. Each road traffic offence carries a different set of penalty points. Once you have received a penalty, these points will remain on your licence for a period of 3-11 years, depending on the type of motoring offence conviction and severity of the case. If you receive the maximum of 12 penalty points within a 3-year period, you will be disqualified from driving. New drivers will be banned if they receive 6 or more penalty points within 2 years of passing their driving test. Motoring offences are on the rise in the UK, thanks in part to the growth in road traffic (growing by 2% last year). As a result, the need for motoring offence lawyers is expanding to meet demand.

Getting the right legal representation is an essential aspect of managing the challenges ahead, but financial concerns are an obvious road block you may feel you can’t navigate. Legal Cost Finance are dedicated to getting you a legal loan and repayment plan that works for you. Give us a call on 020 3376 1888 for more information on how we can help you pay for your motoring offence case.

Payment plans help you get through your legal problem, and get on with life.

We provide payment plans to cover your legal costs, so you can get the legal support you require – without the need for large up front payments.

We will connect you with a lawyer who specialises in traffic law and motoring offences and who is right for your individual circumstances.  If you have already appointed a lawyer, we can still offer you a payment plan solution and will make all the necessary arrangements with your lawyer on your behalf.

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Our mission is to make your life easier by servicing your loans for legal fees through convenient and affordable payment plans. Not sure what LawPlan suits you best? We have built a questionnaire for you to find out.

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Need a lawyer? We offer top solicitors and barristers, and actually take our time to ensure you have the right legal representation for your specific case.

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We have a team of dedicated case managers who will guide you through your legal journey and ensure you’re not wasting money on legal costs and making the right strategic decisions.

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Which plan is for you?

Whether you’re an individual or a business, we have a plan that’s right for your specific requirements and circumstances


  • If you have limited access to funds, this plan may be for you.
  • Unsecured financing, in both contentious and non-contentious cases.
  • Cost-neutral payment plans available with no interest payable for the first 12 months.


  • If you simply prefer to spread your costs by instalments.
  • Secured and unsecured financing options.
  • Available for individuals and businesses with contentious and non-contentious legal matters.


  • If you have assets, but have limited access to funds.
  • Innovative financing alternative enabling you to pay at the end of your legal matter.
  • Proceed confidently and affordably without giving up large portions of your settlement.

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To discuss your legal matter and our ‘payment plans’ for legal costs, please contact us now on 020 3376 1888, or request a time for us to call you back.

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