If you have been convicted of a dangerous driving offence, you should know that the legal outcomes are potentially devastating. You could be looking at a prison sentence and a disqualification from driving altogether. That is why you need expert legal representation to give yourself the best possible chance at contesting the charges. Of course, getting a solicitor who knows their stuff isn’t cheap; you’ll need to find a way to cover the legal fees involved, which can be a daunting prospect when you already have the dangerous driving charge to worry about.

At Legal Cost Finance, we don’t believe anyone should have to worry more about their legal fees than the case itself. This is why we offer a range of comprehensive legal loans equipped with convenient payment plans, which are designed to alleviate your cost burden so you can focus on getting the legal representation you require.

Which legal loan is right for me?

You might be about to face your dangerous driving charge without the assets to fund a legal case. In which case, you may want to consider our LawPlan Classic payment solution. With LawPlan Classic, you can get legal financing for your dangerous driving case in the form of an easily repayable legal loan. It also comes with a cost-neutral repayment solution, which we can offer because we know that most lawyers will discount their fees to offset your interest rate. You might be able to repay the first 12 months of your loan effectively interest free, making LawPlan Classic a highly flexible option for many in need of legal cost finance. Get started with a payment plan today by calling our finance experts on 020 3376 1888. 

Overview of dangerous driving offences

A dangerous driving offence is defined as driving far below the standard of what a careful and competent driver should be at. This definition also includes driving in a manner that would seem obviously dangerous to a careful and competent driver. Breaking this standard is grounds for you to be charged with a dangerous driving offence and can potentially lead to lengthy and costly legal procedures. It is also possible to be charged if you aided, caused or incited dangerous driving through your actions. If you in anyway encouraged or permitted dangerous driving, you can still be charged and potentially punished to the same extent the driver might be.

Types of dangerous driving offences

There are numerous different types of dangerous driving offences, each of which carry unique penalties that all drivers on UK roads should be aware of. Below, we’ll cover some of the most common dangerous driving offences and what can happen if charged with one.


Speeding is the most common dangerous driving offence on UK roads and being caught generally incurs a £100 fine, plus a three point penalty on your licence. Usually, drivers are only prosecuted if they exceed the speed limit by 10%, plus an additional 2mph. Be aware however, that police are not legally required to strictly abide by this rule and they may choose to prosecute regardless. If you’ve been caught only just breaking the speed limit, you may be offered a speed awareness course. However, if you’ve exceeded the speed limit by more than 45%, your case will probably end up at the magistrates’ court where you could be faced with a sizeable fine, and/or a ban from driving.

Careless driving

Driving without due care and attention encompasses a variety of offences, including

  • Tailgating
  • Lane hogging, weaving or hopping (or poor lane discipline in general)
  • Swerving whilst distracted (changing the radio for example)
  • Eating or drinking at the wheel
  • Interacting with a sat nav or reading a map whilst driving
  • Hand brake turns
  • Causing a vehicle to brake by overtaking in a dangerous manner.

Like speeding, careless driving can result in an automatic £100 fine from the police, as well as three points on your licence. More serious incidents might result in a fine of up to £2,500 and a complete disqualification from driving. In extremely serious situations where your driving resulted in  the death of another person(s), you could be prosecuted for causing death by careless driving. This could mean an unlimited fine, a driving ban, or even a prison sentence of up to five years.

Using a mobile phone whilst driving

As more and more studies continue to prove just how dangerous using you phone behind the wheel is, police are increasingly coming down hard on offenders. You can be hit with an immediate £200 roadside fine and six points on your licence if caught. You may also be taken to court, which could result in a driving ban and/or a fine of up £1,000. Be aware that the rules for mobile phone usage when driving includes using it when stationary in traffic. You are allowed to use a mobile phone if it is connected to an approved hands-free device, although it is advised that you keep phone calls as brief as possible.

Having the incorrect car seat for a child

Recent changes in the law have made it so anyone caught using an incorrect or improperly fitted child car seat, can be hit with a £500 fine. Currently, the law states that any children travelling in the front or rear seat of either a car, van or goods vehicle must use the correct child car seat until they exceed 135cm in height, or they reach 12 years old. After this, they must begin using an adult seatbelt.

The law differs with regards to buses, coaches and minibuses. Urban buses do not require seat belts, but coaches must be fitted with either three point seat belts or retractable lap belts in all forward and rearward facing seats. Minibuses should be fitted with three point seat belts on forward facing seats, and three point seat belts or lap belts in the rearward facing seats. Failure to meet these requirements may result in a dangerous driving charge, so it is important to read up on available information and equip your vehicle accordingly.

If you have been charged with a dangerous driving offence and need help covering the legal fees involved, look no further than Legal Cost Finance’s legal loans. Contact our legal team on 020 3376 1888 for more information. 

Dangerous driving defences

There are a few possible defences for a dangerous driving charge. These include:

  • You disagree that your driving fell under the standard of a careful and competent driver.
  • Dangerous driving was a necessity for the situation, or you felt under duress and had to drive in a manner that was potentially dangerous.
  • An undiscovered fault with your vehicle caused you to drive dangerously and/or lose control of your vehicle. It is important to note that you must have proof that a recent MOT test showed no sign of the fault.
  • You lost control of your vehicle due to a sudden illness (coma, epileptic fit, etc). Be aware however, that losing control because of a pre-existing illness will not usually make for a good defence, in fact it could even make your defence weaker.
  • Authorised motoring events can be valid defences, as long as it is proven that the dangerous driving offence did not break the rules of the event.

Defending a dangerous driving charge requires expert legal insight from a talented motoring offences solicitor. This is likely to result in significant legal fees and we understand that this might be a daunting prospect. Our payment plans have been created so individuals like yourself can contest these charges with confidence, by getting access to the best possible legal representation. For more information on how Legal Cost Finance can help you, call our experts on 020 3376 1888.

Payment plans help you get through your legal problem, and get on with life.

We provide payment plans to cover your legal costs, so you can get the legal support you require – without the need for large up front payments.

We will connect you with a lawyer who specialises in traffic law and motoring offences and who is right for your individual circumstances.  If you have already appointed a lawyer, we can still offer you a payment plan solution and will make all the necessary arrangements with your lawyer on your behalf.

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  • If you have limited access to funds, this plan may be for you.
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